Carbondale, IL Bankruptcy Lawyer

Serving the Needs of Individuals, Couples & Businesses in Carbondale, Franklin & the Counties of Salem, Williamson & Jackson

One of the most stressful experiences in life occurs when you can no longer pay your monthly bills. You may have fallen behind on your credit cards, medical bills, utility bills, rent, or mortgage and struggle each month to make ends meet. Because of late payments or non-payments, you may be facing creditor harassment, threats of shutting off your utilities, late fees, penalties, and more. All of this can lead to sleepless nights, extreme stress, and not knowing where to turn. The same can be said for business owners whose debt now threatens the survival of a company they may have spent years building.

At Darrell Dunham, Attorney at Law, we are all too familiar with the crisis of debt overload, whether you are a single person, a married couple, a small business owner, or the CEO of a large corporation. Attorney Darrell Dunham has provided debt relief to clients for over 40 years. He has seen every variety and form of debt burden facing people in all walks of life and companies of all sizes and industries. He is here to help you find the debt relief solution that will work best for you after carefully reviewing your financial situation. Whether through a simple Chapter 7 filing for individuals or a complex Chapter 11 for a business, he can guide you through the process toward restoring control and a new start to your financial future.

Request a free initial consultation with our Carbondale, IL bankruptcy attorney to learn more about your options for eliminating or reducing debt. We can be reached online or at (618) 836-4474.

Bankruptcy Options in Illinois

The U.S. Bankruptcy Code provides the following types of bankruptcy relief for people across the nation:

• Chapter 7 Bankruptcy. This is for those who can no longer make their regular monthly payments. It eliminates most consumer debt through the liquidation of nonessential assets. Its purpose is to give the honest debtor a clean start. 
• Chapter 11 Bankruptcy. This filing is designed for corporations or partnerships. It allows you to reorganize your debts while you remain in business and continue to pay your creditors. 
• Chapter 12 Bankruptcy. This type of bankruptcy filing has been established for family farmers and fishing operations that allow them to repay their creditors through feasible installments.
• Chapter 13 Bankruptcy. This filing has been created for those individuals who do not qualify for a Chapter 7 personal bankruptcy. These filers must have a steady income with which to repay creditors through a reorganization of their debt into one monthly affordable payment.

Attorney Dunham has a proven track record of success in helping clients reduce or eliminate debt. He can help you with an appropriate bankruptcy solution that allows you to regain control of your finances, save your home, vehicle, or business, and restore your dignity. He will tailor his legal approach to your specific financial needs and represent you in all court hearings before the U.S. Bankruptcy Court for the Southern District of Illinois. 

Why Hire a Bankruptcy Attorney in Illinois?

If you are drowning in insurmountable debt, constantly being harassed by credits, and are unable to see the light at the end of the tunnel, then you should consider filing for bankruptcy. But first, you should discuss your financial situation with a bankruptcy attorney in Illinois.

At Darrell Dunham LLC, our Carbondale bankruptcy lawyer can thoroughly assess your situation and determine if bankruptcy is the best option to overcome your debt and get a fresh start in your finances. Even during the bankruptcy process, you want an attorney on your side to protect your rights and best interests from start to finish.

The following are the main benefits of hiring our bankruptcy attorney in IL:

• Attorney Dunham can help you figure out your bankruptcy options
• He has the knowledge and experience to help you file for bankruptcy correctly
• He can negotiate with your creditors on your behalf
• He can guide you through the complexities of the legal process
• He can handle all your paperwork
• He can save your property and assets

Contact our Carbondale, IL bankruptcy lawyer at Darrell Dunham, Attorney at Law at (618) 836-4474 for information and a free review of your case today.